Make the Most of Electronic Payments
The simple, safe, and smart way to manage your money.   (For over 35 years!)

Direct Deposit

Direct Deposit is the automatic deposit of all or part of your net pay into the financial institution of your choice. On payday, your employer produces a pay advice showing gross pay, payroll deductions, net pay and other information but you no longer need to take extra time from work to cash your paycheck.

Direct Deposit is the most widely used electronic payment.  More than 145 million Americans use Direct Deposit to receive their pay or government benefits. It's a simple, safe, and smart way to get paid.

Benefits Frequently Asked Questions How Direct Deposit Works  Getting Started with Direct Deposit

Direct Payment

Are you still paying by check?  Do you wish there was an easy way to sign up for Direct Payment?  Click here. 

Direct Payment is a simple, safe, and smart way to pay bills - from mortgage payments to newspaper subscriptions. If any of your recurring payments are automatically withdrawn from your checking or savings account, you're already using Direct Payment - a reliable, accurate, and confidential way to pay.

Protect Your Financial Information!

Fear of Electronic Banking

Those who are afraid or confused about banking electronically (using a debit card, the Internet, an ATM, telephone or similar device) could be missing out on some convenient, time-saving ways to handle their finances. But we can help you overcome your 'technophobia'.

Federal laws and rules may limit your liability for unauthorized transactions and set procedures for correcting errors. The Electronic Fund Transfer Act (EFTA) and the Federal Reserve Board's "Regulation E" offer consumer protections, especially if you report a problem to your financial institution within specified time periods. Click here to read more.

 Congratulations to
Consumers Energy -
member of The Payments Authority and...



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